| Can
I get a Merchant Account if I have Bad
Credit? |
Do
you have bad credit or recently filed for
bankruptcy?
Although having good credit is an advantage as you will qualify for lower fees, it is not required. A few years ago, if you had bad credit there was very little hope of ever having a merchant account. Some websites suggest that according to the provided merchant information, you may qualify for a high risk or high volume merchant account with bad credit.
Today, your chance of being approved by
one of our bad credit merchant account providers
is 90%. If you are declined don't worry,
as a last resort you can apply for a paypal
account. The reason I say paypal
is a last resort is because they have slightly
higher fees then our select partners. They
do have a 100% approval rate so you never
need to worry about your credit history.
I have terrible credit myself due to being
young and irresponsible and was approved
for a paypal
instantly.
Like any financial business,
the risk of lending money to a person with
bad credit versus someone with good credit
is higher. As you can expect fees for Merchant
Accounts are higher for those who have bad
credit.
Very few people will get turned down for
a Merchant Account, however if they are
such reasons may include: convicted with
financial related fraud, recently claimed
bankruptcy or in the middle of proceedings.
 |
Credit
Card Processing Tip: Paypal
is for those who cannot
be accepted by our other
select merchant account
providers. We will work
with you as hard as possible
to find a solution. We want
to get you the best rates
as possible. No one ewants
to pay extra for fees, so
why should you? Check below
for our top recommended
bad credit merchant account
providers. |
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| » |
99%
of applicants are accepted, you recieve
a choice of either a free terminal or
for those who operate an internet merchant
account you recieve $495 worth of software,
absolutely free. |
| » |
With
over 16 years of Merchant Account experience
and setting up over 50,000 merchant
accounts, they have stellar professional
friendly service. |
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They
will not hold or freeze your funds.
They are automatically deposited into
your checking account. There are no
volume limits either, so you can produce
as much as possible without ever having
to worry. |
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Very
Few Declines including those with Bad
Credit. On the Charge.com
website it shows a 98% acceptance rate.
They offer a competitive rate for new
merchants.
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The
great service Charge.com
provides includes a lot of free services
like: Free shopping carts, free technical
support, free set up, and even free
software.
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» |
Charge.com
offers fast and prompt service. You
can find out if your approved the
same day and if your not you still
get to keep the free serrvices they
gave you when you signed up. |
We
Invite you to Visit:
Charge.com
Total
Merchant Services
| » |
Fast
and quick approval, if you meet the
predetermined guidlines you are automatically
approved and can start Merchant Account
services right away.
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| » |
Some of the requirements include having
a monthly volume less then $10,000,
not an illegal business, future liability
is not more then 30 days, and that
the goods you are selling are less
then $300.
|
| » |
Total
merchant Service can provide a variety
of solutions for Merchants with Bad
Credit, they include phone order processing,
wireless and retail processing, mail
order and internet merchant accounts. |
We
invite you to visit:
Total
Merchant Services
PAYPAL
|
» |
Paypal
offers rates dependant on how much
you rpocess per month.
Over 44 Million People have a PayPal
account
|
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» |
100%
approval rate, there is no possible
way you can be denied a Paypal Account
if your based in the U.S. If your
based in another country you also
have a 100% approval rate, as long
as PayPal serves the country, that
your located in. |
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No
Monthly Gateway Fees.
|
We
invite you to visit:
PAYPAL
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